Insurance
Insurance Guide for Foreign Guests(FAQ)
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Q1. Is basic insurance included?
A.
Yes. All MINIKHAN campervans are insured under Samsung Fire & Marine Insurance (as of 2026).
- Bodily Injury: Unlimited
- Property Damage: Up to KRW 20,000,000
Q2. Is vehicle damage (self-insurance) included?
A.
Basic insurance does NOT cover damage to the campervan.
For foreign guests, an optional Campervan Damage Coverage is available:
- Fee: KRW 100,000 (one-time)
- Coverage Limit: Up to KRW 5,000,000 (vehicle repair)
Q3. What does the damage coverage include?
A.
This coverage applies ONLY to vehicle-to-vehicle accidents.
✔ Covered:
- Collisions involving another vehicle
✖ NOT Covered:
- Driver negligence
- Tire punctures
- Side mirror damage
- Scratches or minor damage
- Any single-vehicle accident
Q4. Is there a deductible?
A.
- If the other party is at fault: No cost to you
-
If you are at fault:
→ Deductible of KRW 500,000 applies when using insurance
Q5. What should I do in case of an accident?
A.
- Ensure everyone’s safety first
- Report to the police and insurance company
- Take photos of the accident scene
- Contact MINIKHAN immediately
Q6. Do I need to report even minor accidents?
A.
Yes. All incidents must be reported in advance.
Failure to report before returning the vehicle may result in additional charges.
Q7. Are tire or interior damages covered?
A.
No. The following are NOT covered:
- Tire damage
- Interior damage or contamination
- Lost items or equipment
→ Actual repair or replacement costs will be charged.
Q8. Are there situations where insurance is not valid?
A.
Yes. Insurance may be limited or denied in the following cases:
- Driving under the influence
- Driving without a valid license
- Violation of rental terms
- Improper use of the vehicle (e.g., cooking inside the vehicle)
-
Driving on non-public or off-road areas
(e.g., beaches/sand, mountain roads, unpaved rough terrain, gravel areas, etc.)
→ Any accident or vehicle damage occurring in such environments
will NOT be covered by insurance, and all costs will be charged to the customer.
Q9. Can drivers under 26 use the service?
A.
Yes, with an additional KRW 30,000 fee (one-time).
Q10. When will I be informed about costs?
A.
Final charges (if any) will be determined after reviewing the accident details and fault assessment, and will be communicated individually.
Key Summary
- Basic insurance: Included (liability only)
- Optional vehicle damage coverage: KRW 100,000
- Covers ONLY vehicle-to-vehicle accidents
- Deductible: KRW 500,000 (if at fault)
- No coverage for off-road / non-public road accidents
